A card issuer is a financial institution or other organization that issues credit cards to consumers on behalf of a credit card association. The card issuer is typically the entity that enters into an agreement with the cardholder and provides them with a line of credit. The most common card issuers are banks, but there are also non-bank issuers, such as retailers and airlines. Generally speaking, if you have a credit card, the issuer is the company that you make payments to.
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