A Card member agreement is an agreement between a credit card company and its customers. The agreement spells out the terms and conditions of using the card, including interest rates, late fees, and other charges. Changes to the agreement are often made by the credit card company, and it's important for customers to stay up to date on these changes. If you choose to cancel your Card member agreement, you'll need to close your account and be sure to pay off any remaining balance before doing so.
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