Excellent Credit

Excellent credit is a credit score that is considered to be in the top tier of credit scores. An excellent credit score is usually a score of 800 or higher on a FICO scale of 300 to 850. This score means that you have an excellent chance of being approved for loans and credit cards with the best terms and interest rates. An excellent credit score also means that you are likely to get approved for new lines of credit more easily than someone with a lower credit score.

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