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Glossary
Term: FAKO Score

FAKO Score

A FAKO score stands for “fake” or “faux” this usually means a non-FIKO score.

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Earnings Withholding Order
ECOA codes
Electronic Fund Transfer Act
Elite qualifying miles
Elite status
Emancipated minor
Embossed
EMV
EMV applications
EMV card
EMV liability shift
Encryption
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Envelope budgeting system
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Equitable division
Evergreen clause
Excellent credit
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Expired card

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Hotel credit card

Identity theft
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Medical identity theft
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Merchant agreement
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Merchant category code (MCC)
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Military bank
Mini-Miranda rights
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Mixed file
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Monthly statement
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National bank
National Consumer Assistance Plan
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Negative amortization
Negative information
Negative option deals
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Never pay
New balance
NFC
Nonbank
Nondischargeable debt

Office of the Comptroller of the Currency (OCC)
Office of Thrift Supervision
Offline PIN
Online bill presentment and payment
Online financial transaction
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Open end
Open loop
Opt out
Over-blocking
Over-limit
Over-limit fee
Overdraft protection

Qualifying ratio
Quick response (QR) codes

Tabling
Targeted offer
Tax deductible interest
Tax Reform Act of 1986
Teaser rate
Telephone Consumer Protection Act (TCPA)
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Thin file
Thrift
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Time-barred debt
Title loan
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Tokenization
Top of wallet
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Transaction identifier
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Travel credit card
Truncation
Truth in Lending Act
Truth in Savings Act
Two-cycle billing
Two-factor authentication

UDAAP
Unbanked
Universal default
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Unsecured debt
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User authentication
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Utilization ratio

Validation code
VantageScore
Variable interest rate
Visa
Visa card
Visa issuer
Visa merchant
Voice authorization
Void
Void transaction

Wage garnishment order
Wall Street Journal prime rate
Worst status
Written statement of unauthorized debit (WSUD)

X (Regulation X)

Yield on earning assets

Z (regulation)
Z score
Zero balance
Zero liability policy
Zero percent
Zip-zap machine
Zombie debt

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