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Glossary
Term: Private Key

Private Key

A private key is a secret code that allows you to spend your bitcoins. The private key is stored in a digital file called a wallet.

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A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Earnings Withholding Order
ECOA codes
Electronic Fund Transfer Act
Elite qualifying miles
Elite status
Emancipated minor
Embossed
EMV
EMV applications
EMV card
EMV liability shift
Encryption
End-to-end encryption (E2EE)
Envelope budgeting system
Equal Credit Opportunity Act (ECOA)
Equitable division
Evergreen clause
Excellent credit
Executor
Expired card

G.19 report
Garnishment
Gas credit card
Gift card
Go-to rate
Good credit
Grace period
Gross pay
Guarantor

Hard inquiry
Hard pull
Hold
Hotel credit card

Identity theft
In-house
Inactive account
Inactivity fee
Index
Inquiry
Installment loan
Instant approval
Interchange fee
Interest rate
Interest rate cap
Introductory period
Introductory rate (or intro APR)
Issuer
Issuer identification number (IIN)

Jamming
Jitter
Joint account
Joint and several liability
Joint credit
Judgment
Judgment proof

Keep and pay
Key
Knuckle-buster

Last dollar scams
Late payment fee
Layaway
Levy
Libor
Lien
Limited or no credit
Line of credit
Linked transfer account
Loan modification
Low interest
Loyalty programs

Magnetic stripe
Magnetic stripe card
Mail or Telephone Order Merchandise Rule
Mail/phone order merchant
Mail/phone order transaction
Man-in-the-middle fraud
Mandatory binding arbitration
Margin
MasterCard
MasterCard acquirer
MasterCard card
MasterCard issuer
Medical identity theft
Merchant
Merchant account
Merchant agreement
Merchant bank
Merchant category code (MCC)
Merchant category codes (MCC)
Military bank
Mini-Miranda rights
Minimum finance charge
Minimum payment
Minimum spend
Mixed file
Monthly periodic rate
Monthly statement
Mutual savings bank

National bank
National Consumer Assistance Plan
National issuers
Near Field Communication
Negative amortization
Negative information
Negative option deals
Net pay
Never pay
New balance
NFC
Nonbank
Nondischargeable debt

Office of the Comptroller of the Currency (OCC)
Office of Thrift Supervision
Offline PIN
Online bill presentment and payment
Online financial transaction
Online PIN
Open end
Open loop
Opt out
Over-blocking
Over-limit
Over-limit fee
Overdraft protection

Qualifying ratio
Quick response (QR) codes

Tabling
Targeted offer
Tax deductible interest
Tax Reform Act of 1986
Teaser rate
Telephone Consumer Protection Act (TCPA)
Terms and conditions
Thin file
Thrift
Tiered rewards
Time-barred debt
Title loan
Token vault
Tokenization
Top of wallet
Total finance charge
Trade line
Trailing interest
Tranche
Transaction
Transaction Authentication Number (TAN)
Transaction identifier
Transactor
Travel credit card
Truncation
Truth in Lending Act
Truth in Savings Act
Two-cycle billing
Two-factor authentication

UDAAP
Unbanked
Universal default
Unsecured credit cards
Unsecured debt
Upfront pricing
User authentication
Usury
Utilization ratio

Validation code
VantageScore
Variable interest rate
Visa
Visa card
Visa issuer
Visa merchant
Voice authorization
Void
Void transaction

Wage garnishment order
Wall Street Journal prime rate
Worst status
Written statement of unauthorized debit (WSUD)

X (Regulation X)

Yield on earning assets

Z (regulation)
Z score
Zero balance
Zero liability policy
Zero percent
Zip-zap machine
Zombie debt

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