X (Regulation X)

Regulation X is a set of guidelines and regulations put into place by the government to protect consumers when it comes to mortgages and foreclosures. This regulation is important because it helps ensure that people are not taken advantage of during such a difficult time. Furthermore, this regulates provides guidance as to what lenders can and cannot do in terms of marketing and servicing mortgage loans. Lastly, Regulation X also establishes certain rights for borrowers when it comes to getting out of a mortgage loan they can no longer afford.

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