Inactivity Fee

Inactivity fees are charged by some credit card companies if a customer doesn't use their credit card for a set period of time. The Credit CARD Act of 2009, which went into effect in August 2010, put restrictions on when and how these fees could be charged. In general, an inactivity fee can only be charged if there's been no activity on the account for 12 months or more. And even then, the fee can only be charged once per year.

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