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Learn About Credit Scores

Average credit score by age and location
Average Credit Score By Age And Location

Average credit scores typically vary based on factors such as age, state, and income. However, none of these factors are actually used to calculate your score. Good credit habits are what matter most.

Published 19 July 2022

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What is a good credit score?
What Is A Good Credit Score?

A good credit score signals to lenders that you're a responsible borrower who is likely to repay what you borrow. Your credit score is an important number that lenders look at when considering you for a loan or line of credit. The FICO® Score ranges from 300 to 850, with a good score falling between 670 and 739. On the VantageScore® range, a good credit score is 661 to 780. If your credit score falls within these ranges, you're in good shape when it comes to borrowing money.

Published 16 July 2022

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What Does Your Credit Score Mean

600 credit score: How good or bad is it?
600 Credit Score: How Good Or Bad Is It?

Your 600 credit score is one of the most important numbers in your life. It can determine whether or not you get approved for a loan, and it can also affect your interest rates. So, how good or bad is a 600 credit score?


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700 Credit Score: What does it mean?
700 Credit Score: What does it mean?

A 700 credit score is considered to be good. This means that you can get low rates on credit cards and loans. Lenders see consumers with scores in the good range as being "acceptable" borrowers and may offer them a variety of different credit products.


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800 Credit Score: What It Means?
800 Credit Score: What It Means?

An 800 credit score is a gold standard for excellent credit. According to Experian, this means you have an exceptional credit score. Only 23% of the scorable population has a credit score of 800 or above, according to a report by FICO. Having a credit score of 800 or above puts you in the top tier of creditworthy consumers and gives you access to the best terms and interest rates on loans and other lines of credit.


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Read About Car Insurance

If my car breaks down will insurance cover a rental
If My Car Breaks Down Will Insurance Cover a Rental

If your car breaks down or is in the shop for a covered claim, your rental reimbursement coverage will kick in and cover the cost of a rental car. This way, you can always get where you need to go, even if your own car isn't available.

Published 08 August 2022

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Can I be on my parents' car insurance if the car is in my name?
Can I Be On My Parents' Car Insurance If The Car Is In My Name?

You're finally old enough to buy your own car. But can you be on your parents' insurance if the car is in your name? We think so, and here's why.

Published 08 August 2022

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Car rental insurance
Car Rental Insurance

Car rental insurance is not obligatory if you want to rent a car. Coverage can come from the rental car counter, your personal auto policy, or a third-party insurer.

Published 08 August 2022

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Learn More About

What Is An Installment Loan?
What Is An Installment Loan?

An installment loan allows you to borrow a lump sum of money and then repay it over a period of time in fixed installments.

Published 07 December 2022

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Credit Utilization - What Is It?
Credit Utilization - What Is It?

Credit utilization plays a significant role in determining your credit score. You've probably heard that you should keep your credit utilization low, but you may not know precisely what that means.

Published 03 December 2022

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Hard Inquiry: What Is It?
Hard Inquiry: What Is It?

A hard inquiry is when a lender checks your credit report to make a lending decision.

Published 06 December 2022

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