Terms and conditions are a contract between you and a credit card issuer that outlines the rules and regulations for using the card. This document is important because it protects both you and the issuer in the event of any disputes. The terms and conditions will vary depending on the issuer, but generally, they will cover topics such as fees, interest rates, payment policies, and more. It's important to read through the terms and conditions carefully before signing up for a new credit card so that you understand all the rules and regulations.
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