Regulation Z is a government regulation that protects consumers in their dealings with financial institutions. It is also known as the Truth in Lending Act, and it requires lenders to disclose the true cost of credit to borrowers. This information must be provided in a clear and concise manner so that borrowers can make informed decisions about their loans. Regulation Z protects consumers by requiring lenders to disclose the true cost of credit. This information must be provided in a clear and concise manner so that borrowers can make informed decisions about their loans. By understanding the true cost of credit, borrowers can avoid taking on more debt than they can afford to repay.
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